Quick answer: Selling your first home in Loudoun County in 2026 almost always means selling a townhouse in an HOA community in Ashburn, Brambleton, Broadlands, South Riding, Sterling or Leesburg, into a market with a county median of about $771,000 (pulled up by single-family homes), homes going under contract in about 24 days, and roughly two months of supply. Expect 6 to 8 percent of the sale price in selling costs, one or two association resale packets that must be ordered on day one, and, for most first-time sellers here, a move up to a single-family home in the same community timed with the sale. I am David Mount, a REALTOR® with The Redux Group of eXp Realty. I have sold in Ashburn Village, Ashburn, Broadlands and Providence Village in Sterling, and this page is what I tell first-time sellers in Loudoun before we list.
Questions about your own home? Call or text 571-946-8418 or email david.mount@thereduxgroup.com. For the region-wide version, see Selling Your First Home in Northern Virginia.
What is a first home in Loudoun County worth in 2026?
Loudoun’s median sale price was about $771,000 in August 2026, up about 1 percent from last year, but that figure is driven by single-family homes. Townhouses in Ashburn, Brambleton, Broadlands, South Riding, Sterling and Leesburg trade well below it, and the last 90 days of sales in your own subdivision is the number that sets your price.
Loudoun has more first homes than almost any county in Northern Virginia because so much of it was built as planned townhouse communities in the last 25 years. The tiers I see most:
- Sterling and eastern Loudoun (Sterling Park, Providence Village, Cascades, Countryside): the most affordable entry point, townhouses roughly $450,000 to $600,000, older stock, strong demand from buyers working along Route 28 and at Dulles.
- Ashburn (Ashburn Village, Ashburn Farm, Broadlands, Belmont, Brambleton, One Loudoun): townhouses roughly $550,000 to $750,000, with proximity to the Ashburn and Loudoun Gateway Silver Line stations carrying a measurable premium.
- South Riding, Stone Ridge and Aldie (Dulles South): townhouses roughly $550,000 to $700,000, newer construction, large master associations.
- Leesburg and western Loudoun (Leesburg town, Lansdowne, Purcellville): townhouses roughly $450,000 to $650,000, slower days on market, buyers trading commute for space and price.
Loudoun’s data-center and tech employment keeps a steady stream of relocating buyers arriving, many of them first-time buyers themselves, which is why townhouses under $650,000 near the Silver Line and Route 7 corridor are the fastest-moving segment in the county.
How much does it cost to sell a first home in Loudoun County?
About 6 to 8 percent of the sale price, almost all of it paid from proceeds at closing. On a $600,000 Ashburn townhouse that is roughly $36,000 to $48,000:
- Commission. Negotiable. The buyer’s agent fee is negotiated separately and usually requested as a seller concession in the offer.
- Virginia grantor’s tax and Northern Virginia regional fees. About 0.3 percent, roughly $1,800 on $600,000, paid by the seller.
- Settlement and title charges, deed prep, pro-rated county real estate tax. Typically $1,500 to $3,000.
- Association resale packet fees. $100 to $400 per association. Many Loudoun townhouses are in two: a master association (Brambleton, Broadlands, South Riding, Ashburn Village, Ashburn Farm) plus a sub-association for the townhouse section. Two packets, two fees.
- Prep. $3,000 to $8,000 for paint, carpet, cleaning and minor repairs. Loudoun townhouses tend to be newer, so prep is more often cosmetic than structural.
On that $600,000 townhouse with a $400,000 mortgage balance, most first-time sellers net around $150,000 to $165,000. I put the net sheet in writing at three prices before we list.
How long does it take to sell a first home in Loudoun County?
About 6 to 9 weeks from decision to closing. Prepped, correctly priced Loudoun homes went under contract in about 24 days in 2026, with roughly two months of supply county-wide and 30 to 45 days for a financed buyer to close.
Inventory in Loudoun has grown meaningfully since 2024, with well over 800 active listings this summer. That is still a seller’s market by the numbers, but it is no longer a market where an overpriced Brambleton townhouse sells anyway. The homes that sit in Loudoun in 2026 are the ones priced off a neighbor’s 2022 sale.
Why does the HOA resale packet matter more in Loudoun than anywhere else?
Because nearly every Loudoun first home is in an association, and a large share are in two. Each association has up to 14 days under Virginia law to produce its resale disclosure packet, and your buyer has three days after receiving the packet to cancel the contract without penalty.
In practice that means: if you are in Brambleton, Broadlands, South Riding, Ashburn Village, Ashburn Farm, Lansdowne, One Loudoun or Stone Ridge, you likely owe the buyer a master association packet and a sub-association packet. If either arrives late, the buyer’s three-day clock has not started and your closing date is at risk. I order every packet the day we sign the listing agreement. A late packet is the single most common reason a Loudoun closing slides, and it is entirely avoidable.
The packet also tells the buyer about any pending special assessments, rule violations on file, and the association’s reserves. If you know of a violation on your home (a fence, a shed, a paint color), fix it before the packet is pulled so it does not become a negotiation item.
Can I sell my Loudoun townhouse and buy a single-family home at the same time?
Yes, and in Loudoun that move often stays inside the same community: a Brambleton townhouse to a Brambleton single-family home, Ashburn Village to Ashburn Farm, Broadlands to Belmont. The two structures I use most are a rent-back after your sale closes (30 to 60 days to close on the next home, no double mortgage) and a home-sale contingency written once your listing is in pre-marketing, when sellers of the next house take it seriously. My move-up seller guide covers both, plus the bridge-loan math for when you need a non-contingent offer.
If you are a veteran, or the home you are buying is owned by one, ask about assumable VA loans. I helped one first-time seller couple sell their townhouse and assume a veteran’s below-market VA loan on their next home. In a 6 percent rate environment, that is one of the most overlooked moves in Northern Virginia.
Loudoun County homes I have sold
Ashburn Village (2022). One of the largest master associations in Loudoun and one of the most active resale markets in the county.
Ashburn (2024), Broadlands (2026), Providence Village in Sterling (2024). These are the communities where I can show you exactly what a home like yours sold for and how long it took, and where I already know the association resale process.
Which Loudoun County neighborhoods sell fastest for first-time sellers?
Townhouses under $650,000 within a short drive of the Ashburn, Loudoun Gateway or Innovation Center Silver Line stations, and anything in the Route 7 corridor between Sterling and Leesburg. Brambleton, Broadlands and Ashburn Village townhouses tend to draw multiple showings in the first weekend when priced correctly. Sterling townhouses move fast on price. Western Loudoun and Leesburg take longer but attract buyers who are less rate-sensitive.
Frequently asked questions from first-time sellers in Loudoun County
What is a townhouse worth in Loudoun County in 2026?
Loudoun’s overall median was about $771,000 in August 2026, but townhouses in Ashburn, Brambleton, Sterling and Leesburg trade well below that. Price off the last 90 days of sales in your own subdivision; neighboring townhouse communities can differ by $60,000.
How much does it cost to sell a first home in Loudoun County?
About 6 to 8 percent of the sale price. On a $600,000 townhouse that is roughly $36,000 to $48,000, including negotiable commission, about 0.3 percent in grantor’s tax and regional fees, settlement charges, association packet fees and prep.
How long does it take to sell a first home in Loudoun County?
About 6 to 9 weeks from decision to closing, with about 24 days to contract for a prepped, correctly priced home and 30 to 45 days for a financed buyer to close.
Why does the HOA resale packet matter so much in Loudoun County?
Nearly every Loudoun first home is in an association and many are in two (master plus sub-association). Each has up to 14 days to produce the packet and the buyer has three days after receipt to cancel. Late packets are the most common cause of delayed Loudoun closings.
Can I sell my Loudoun townhouse and buy a single-family home at the same time?
Yes. Many Loudoun first-time sellers move up within the same community using a rent-back or a home-sale contingency. Veterans and buyers purchasing from veterans should also ask about assumable VA loans.
Do I pay capital gains tax when I sell my first home in Loudoun County?
Usually not. If you lived in the home two of the last five years, up to $250,000 of gain ($500,000 married filing jointly) is excluded under Section 121. Confirm with a CPA.
Should I fix things before selling my Loudoun townhouse?
Fix inspection items and any HOA violations first, then paint, flooring and the front entry. Skip kitchen and bath remodels. A $3,000 to $8,000 cosmetic refresh typically returns two to three times its cost.
Is 2026 a good time to sell a first home in Loudoun County?
Yes for correctly priced homes. Prices are up about 1 percent year over year, contract times are about 24 days, and relocating tech and data-center workers keep buyer demand steady. Inventory is higher than 2024, so overpricing is the main risk.
Ready to sell your first home in Loudoun County?
Start with a 20-minute call. I will tell you what your home would likely sell for based on the last 90 days in your subdivision, which association packets you need, what to fix and what to skip, and how to line up the sale with your next purchase.
David Mount, REALTOR®
The Redux Group of eXp Realty
Call or text: 571-946-8418
Email: david.mount@thereduxgroup.com
Related: Selling Your Home in Loudoun County (2026 guide) · Selling Your First Home in Northern Virginia · Move-Up Sellers
Last updated August 2026. General information, not legal or tax advice.